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Domestic Insurances

Coastal Insurance Brokers have access to a wide range of insurance products and services. Our job is to help make your insurance purchase as easy as possible. Buying insurance can seem complex, with no two insurance companies providing the same cover or premiums. As specialist insurance advisers, we deal with all the major insurance companies and underwriting agencies that offer insurance within your industry sector. We know who offers the products best suited to your needs and we’ll provide you with the most competitive and comprehensive option for all the insurance cover you require.

We offer the following range of insurance products and services provided by a vast panel of insurance companies

For further information, contact us

Motor Vehicle Insurance Policies

Motor vehicle insurance policies provide financial protection against: loss, damage or theft, property damage, towing costs, redelivery and theft recovery costs and many other liabilities related to motor vehicles. There are several different types of policies available, that are outlined below.

Comprehensive

Cover for accidental loss or damage to your motor vehicle including legal liability for third party property damage.

Third Party Fire and Theft

Cover for fire and theft to your motor vehicle including legal liability for third party property damage.

Third Party Property Damage

Cover for legal liability for third party property damage.

Motor Vehicle Insurance Quote

To obtain a quotation, fill in the appropriate form below:

Send your form to us by EMAIL , or use the details on our Contact Us  page to send it via fax or post.

We will come back to you with a quotation in 2 – 5 business days. If you would like to discuss your specific needs further, please Contact Us. In many circumstances we are able to provide an indication over the phone.

 

Home and Contents Insurance Policies

Home and contents insurance policies provide protection for your personal assets against fire, theft, storm damage, malicious damage and glass breakage. There are several different policy types available for your Home and Contents Insurance, commonly referred to below:

Defined or Listed Events

Provides cover for listed events such as fire, theft, malicious damage, glass breakage, storm damage and earthquake. Includes replacement cost as new coverage even though your property or contents may be many years old.

Legal liability for bodily injury or property damage, and temporary accommodation costs while your residence is being repaired or rebuilt. This is what would be considered a standard basic policy.

Accidental Damage

Provides cover for accidental loss or damage to your home or contents and includes automatic cover for personal items of contents away from home such as jewellery, camera, sporting equipment and other contents  (subject to policy limits which varies from insurer to insurer).

It also includes all the cover afforded under the Defined Events Policy for listed events such as fire, theft, malicious damage,  glass breakage, storm damage and earthquake.

Includes replacement cost as new coverage even though your property or contents may be many years old; legal liability for bodily injury or property damage; and temporary accommodation costs while your residence is being repaired or rebuilt.

It offers a much broader coverage than a Defined Events Policy.

FLOOD

Most domestic policies now include flood cover. The definition of flood is as follows:

“The covering of normally dry land by water that has escaped or been released from the normal confines of any lake, river, creek or other natural watercourse, whether or not altered or modified, or any reservoir, canal or dam”

Home and Contents Insurance Quote

To obtain a quotation, fill in the form below:

Send your form to us by email, or use the details on our Contact Us page to send it via fax or post.

We will come back to you with a quotation in 2 – 3 business days. If you would like to discuss your specific needs further, please Contact Us . In many circumstances we are able to provide an indication over the phone.

 

Boat or Pleasurecraft Insurance Policies

Boat or pleasurecraft insurance policies provide protection for accidental loss or damage to a boat or pleasurecraft, including fire, theft and third party liability. It is available for most types of watercraft, including:

  • Powered and non-powered boats
  • Yachts
  • Rowing sculls
  • Jet skis /seadoos

Boat or Pleasurecraft Insurance Quote

To obtain a quotation, fill in the form below:

  • Boat Insurance Questionnaire

How do I select the right policy?

It is important that you understand the extent of your policy coverage and your insurance requirements. Policy coverage is always subject to the terms, conditions and exclusions of the insurance contract and policy wording provided by the insurer.

Each insurance company has its own policy wording. This means that coverage can vary considerably from one insurer to another. It is vital that you compare each policy based on the appropriateness of cover for your individual or business needs.

As Insurance Brokers, it is our role to understand the terms and conditions, so Contact Us  now for advice and a quote.

Contact Us

We welcome enquiries on our insurance products and services. Simply send us an email , call 03 9706 3688 or use our Contact Us page to send an online enquiry. One of our friendly staff will be happy to assist you.